Money
How to Lower Your Debt-to-Income Ratio
One of the most common problems people have qualifying for a personal house or investment property is a high debt-to-income (DTI) ratio….
Will More Money Make you Happier?
There is a lot of debate about whether money makes people happy. But will more money make you happier in practice, or…
Why It Is Okay to Have Big Dreams
The world has become full of people telling us how to live our lives. How to spend our money, how to save…
How Does a Mortgage Work When Buying a House?
Buying a house is a dream for many people. Houses are expensive and they keep getting more and more expensive. Very few…
Are Adjustable Rate Mortgages (ARMS) Risky Loans?
ARMs or an adjustable-rate mortgage is a loan where the interest rate is fixed for a certain amount of time, but the…
Is a Home Refinance or a Line of Credit Better?
I have refinanced many of my properties over the years and I have also used lines of credit quite a few times….
How Can You Achieve Financial Freedom?
Financial freedom is a goal for many people but what does financial freedom mean? It can mean different things to different people…
My Real Estate Goals for 2021 and 2020 Results!
2020 was a crazy year for many people, but it turned out to be a good year for us business-wise. I had…
Do You Need to Go to College to Be a Real Estate Investor?
I am asked all the time whether I think you need to go to college to be a real estate investor and…
Good Debt and Bad Debt: Is There Really a Difference?
Many people think all debt is bad, others think it is okay to have good debt, and still some like all kinds…
Can you Get Rich Quick With Real Estate?
Can you get rich quick with real estate, and what does “quick” mean? Many of us dream of getting rich quick! We…