Will Baby Boomers Dying Cause A Housing Decline?

I keep hearing from people that no one is talking about how all of the baby boomers are going to die soon and that will cause a housing crash. This idea may have been started by Robert Kiyosaki who wrote a book in 2002 about baby boomers creating a stock market crash in 2016. Obviously, … Read more

How to Qualify for a Loan on an Investment Property

How To Qualify For A Loan On An Investment Property

Buying rental properties is a great way to invest your money but qualifying for a loan on an investment property is not always easy. Getting a loan on an investment property is much more difficult than getting a loan on an owner-occupied home, and it will cost you more. Many banks consider investor loans riskier … Read more

How Much Does It Cost to Remodel a Kitchen?

How Much Does it Cost to Remodel a Kitchen

I have remodeled hundreds of homes over the years that I owned as rentals, flips, or even helped the banks sell. I was not the one doing the work but I hired the contractors and figured out what the best designs would be with some help from my project manager. One thing I have seen … Read more

How Do Most Millionaires Make Their Money?

How Do Most Millionaires Make Their Money

Making one million dollars a year is not as impressive as it was in the past thanks to inflation. However, it is still a goal for many people and many people consider millionaires to be “rich”. To qualify as a millionaire you simply have to have one million dollars in net worth, which is not … Read more

How Real Estate Offers Easy Ways to Start a Business

How Real Estate Offers Easy Ways To Start A Business

Many people think starting a business is a very difficult and involved process. You have to think of a brilliant idea, then figure how to implement that idea before anyone else does. You must have a ton of capital to get the business started and it might take years and years for the business to … Read more

How Much Cash Flow Do You Need on Rental Properties?

How Much Cash Flow Do You Need on Rental Properties

I am a strong advocate that investors should buy rental properties for cash flow and not appreciation. Appreciation is a nice bonus but it is really risky buying properties that do not make money! Another question an investor must ask themselves is how much cash flow is needed on their rental properties? How much cash … Read more

How to Lower Your Debt-to-Income Ratio

How to Lower Your Debt-to-Income Ratio

One of the most common problems people have qualifying for a personal house or investment property is a high debt-to-income (DTI) ratio. Most lenders will want to see a debt-to-income ratio of 45 percent or lower. If your debt-to-income ratio is higher than this, it will be very hard to qualify for a loan. I … Read more

How Much Does It Cost to Sell a House?

How Much Does It Cost to Sell a House

The cost to sell a house can range from 7 t0 10 percent of the selling price. Selling a house can be a fantastic experience if you buy the home below market value and are aware of all the costs involved. Selling a house can also be a disappointing experience if you are not aware … Read more

The Pros and Cons of Home Owners Associations (HOAs)

Pros and Cons of HOA Home Owners Association

Most new home developments have HOAs (homeowners associations) and covenants. Covenants are rules and guidelines that a homeowner must abide by in a neighborhood. HOAs charge homeowners fees to enforce covenants, maintain parts of the neighborhood or even maintain the houses themselves. HOAs and covenants are almost always attached to condos and townhomes, and many … Read more

[ Inside Real Estate Investing ]
[ Inside Real Estate Investing ]