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The Pros and Cons of Home Owners Associations (HOAs)
Most new home developments have HOAs (homeowners associations) and covenants, but what are the pros and cons of home owners associations? Covenants…
How Much Money Do Real Estate Agents Make Their First Year?
Being a real estate agent is a great way to make a living, but it is not easy to get started in…
Is It True That High Interest Rates Will Cause Housing Prices to Drop?
I have been hearing repeatedly how high interest rates will cause housing prices to drop. But is that what the data says?…
Will More Money Make you Happier?
There is a lot of debate about whether money makes people happy. But will more money make you happier in practice, or…
What is the Best Way to Screen Tenants for Rentals?
When I bought my first rental properties I managed them myself, with some help from my wife. If you ask my wife,…
Can Hedge Funds or Institutional Investors Cause A Real Estate Market Crash?
Hedge funds and institutions began buying houses in huge numbers during the last real estate market crash. Many people thought the large…
What States Have the Least and Most Expensive Home Insurance Rates?
We recently published a few lists about property and income tax rates in each state. I am a real estate investor and…
What States have the Highest and Lowest Income Taxes?
Not every state in the US has the same state income taxes! Many states have zero income taxes (Texas) while others have…
What States Have the Most and Least Expensive Property Taxes?
Many people do not realize how much property taxes vary in each state. Some states have property taxes that are ten times…
What is Earnest Money when Buying a House?
When a buyer agrees to purchase a property from a seller, the buyer usually pays earnest money as a deposit on the…
Why It Is Okay to Have Big Dreams
The world has become full of people telling us how to live our lives. How to spend our money, how to save…