Cash Flow Money Mastery Program

Do you want to build wealth but know scrimping and saving for 30 years and then hoping you have enough isn't for you?

There are a lot of programs that claim to build wealth by cutting out all spending and then hoping people save enough, don't outlive their retirement, or that inflation doesn't eat away their investments.

Those programs focus on frugal living which can only take you so far and do not work for most people. I built a program that teaches people how to build wealth by making more money, investing that money better, spending the right way (sometimes you have to spend money to make money), and focusing on life cash flow.

If you have investments that pay you consistently every month, you no longer have to guess when you will die, hope inflation is not too high, hope the stock market doesn't crash, or have to wait 30 or 40 years to retire.

This is what I did to become financially free and live out my dreams. A lot of programs will tell you to sacrifice your dreams but the people who made those programs don't live the same way and in most cases became wealthy in a much different way than they teach.

You don't have to give up on your dreams to be financially free!

9 steps with videos and actions

Library of supplemental, deep-dive material

Cash Flow Money Mastery: 9 Steps to Financial Freedom

Those other programs also do not teach you the basics of money. They dumb things down and tell you to rely on investing in mutual funds or index funds because it is easy. I only have one life and I do not want the easiest way, I want the best way. I know people are smart and can handle their money if they were taught how to do it. We know school didn't teach us!

In school, we are taught algebra, history, geography, writing, reading, and even sports. However, we are taught almost nothing about money! We are taught the very basics if you happen to take the right class but almost nothing on taxes, mortgages, inflation, investing, or saving.

The first step in making more and investing more money is learning how money works! The more you know about money, the better you will be at the money game. The first steps in my program teach how money works so you understand why I teach and do the things I do. I don't tell people to blindly trust me and that everything will be fine.

The problem with traditional saving and investing

The traditional way to invest and save is risky, you have no control, you have to guess when you will die, it is extremely difficult to save enough, and inflation or an emergency will destroy your investment and set you back years or decades.

Traditional money gurus

The people selling these traditional methods do not live as they tell you to live. They made their money by selling programs and leveraging their time or money. One recently said you should never see the inside of a restaurant if you have debt unless you work there! That person also just sold their house for $11 million dollars and has a large car collection. Do what they do not what they sell!

Frugallity is boring

The focus should not be on never spending money and living frugally for 30 years. The focus should be on building cash flow by increasing income and investing better.

It is okay to spend money

A lot of us spend too much money and there are things you can do to cut down on spending but the focus should be on your monthly income vs monthly expenses. Sometimes it makes sense to spend money if it makes you more money. And when you cut out certain things it might actually hurt your income and monthly cash flow. You need to look at the whole picture, not just expenses. 

Rethink how you think about money

Your money attitude will make a huge difference in how wealthy you become. Without the right mindset, it will be almost impossible to achieve financial freedom.

My money journey

I did not start out with a trust fund or all the knowledge I needed to succeed. My parents were middle class and helped me in college but they weren't rich. Now I am lucky enough to help pay for their retirement but that didn't happen right away. After college, it took years before I figured out how the money game worked. I had credit card debt, I could hardly ever save any money to invest, and when I did invest, it never seemed to grow very fast.

I always thought I was smart enough to figure it out on my own and if things didn't work, it must be someone else's fault. It took me a while to learn that I needed help and that I could change how I thought and take action to make things better.

I began listening to success CDs (yes CDs) and reading books on wealth and investing. I learned as much as I could about money. I had a finance degree from college but even, with that, I knew almost nothing about personal finances.

I learned how to make more money, how to save that money, and how to invest it. Once I learned a few key things about money, things just clicked. I was able to enjoy life and reduce my stress because I understood how money worked and how to grow it.

One of my dreams as a kid was to have a Lamborghini or Ferrari someday. I gave up on those dreams after college because I thought that was not for me, or if it ever happened it would be 40 years down the road.

Once I learned about money, my dreams came back. I refused to give up on them anymore. My attitude changed, I took action, and a few years later I bought a Lamborghini Diablo at the age of 35. I bought more exotic cars since then including a 1988.5 Countach. Learning about money and taking action was what allowed me to achieve those dreams. Those dreams also helped me become more successful. They were a massive motivator for me.

I knew I could afford those things because I had invested and built monthly cash flow that came in whether I worked or not. I had built multiple sources of income and started businesses. You don't have to start a business or follow my exact route, but if you want to, I help show you how to do that as well.

This is not a get-rich-quick scheme and it is not easy. You have to make some sacrifices while in the growth phase, but that doesn't last forever! Even when saving and growing, you do not have to sacrifice everything. You can still be smart with your money and have fun at the same time.

Mark Family

Cash Flow Money Mastery 9-Step Plan

Here are the steps you'll learn about. These are the exact opposite of what most finance gurus will tell you. But they just want you to "get out of debt." I want you to master money and build wealth!

  • 1

    Money Attitude

    How is your money attitude and do you believe in your dreams?

  • 2


    How to set goals and plan for your future

  • 3


    Analyze your current finances and cash flow

  • 4

    How to Make Money

    How to make more money in the short term and long term

  • 5

    Spending Money

    How to spend money the smart way to get the most cash flow

  • 6


    How to invest the cash flow you make

  • 7

    Managing Time

    Managing your time to maximize your cash flow

  • 8


    Scaling your investments to reach the most cash flow you can

  • 9

    Life Cash Flow

    Cash flow, wealth preservation, and retirement

What You Will Learn

I created the InvestFourMore Money Mastery program to teach people about money. This program helps you learn the basics as well as some in-depth strategies to grow your wealth and enjoy life at the same time.

Money Mastery Vid Screen


Don’t skip the saving step! – Making more money won’t fix bad money habits.

Saving Money

The vast majority of people in the United States live paycheck-to-paycheck. I have seen stats from 60 to 80% of Americans rely on their paycheck to pay bills for the month. This is very alarming to me and many people.

Career Guidance

There are some who say you should work to make money and others who say you should do what you love. I am in the do what you love category.

Leveraging Money

Leverage can be a wonderful tool if used wisely and carefully! With leverage, you use other people's money to invest.

Spending Money

A lot of people are also on the frugal train and think that the best way to live life is to spend nothing except what is absolutely necessary. This is not who I am! I think it is important to live life and do what is important to you.

Goal Setting

Setting goals is one of the most important things you can do. It gives you a path for where you want to go and the goals will help you create an action plan that you can follow.

Money Mastery Vid Screen 2

Car Advice

If you like expensive things, it is okay. There is nothing wrong with that and sometimes having expensive taste can be incredibly motivating. One of the biggest problems that come with expensive taste is people give up on those dreams because society or their friends or their family tells them their goals are dumb or unrealistic.


At some point, you will realize you hit a wall. There are only so many hours in the day and only so many things you can do to get ahead. That is where scaling comes in to play and learning how use others and your own time better.

Tons of BONUS Content!

Supplemental content is being added constantly. This deep-dive information will drill into detail about numerous money mastery topics.

Renting vs Buying

There is a huge push lately from gurus saying renting is better than buying. Most of the arguments make no sense and they leave out many of the positives of owning a home. I am not saying that buying is always the right choice but it can be an incredible way to build wealth, yes even when you are just starting out.

How to Get Started Now

It can seem overwhelming to implement any of the techniques or changes. Do not feel like a failure if you do not do everything in this program. The idea is to constantly improve. Consistent effort over time is so much more important.

InvestFourMore Money Mastery

Learn how money works to change your life forever.

InvestFourMore Money Master

  • Instant Access
  • Money Mastery Course by Mark Ferguson
  • 9 Core Steps With Videos & Worksheets
  • Constantly Updating "Easy Money" Resources
  • Growing Library of Supplemental Material
  • 30-Day Money-Back Guarantee
  • I know times are tough for many people. A lot of you are trying to find ways to cut back on expenses not spend more money. because of that, I made this program affordable for just about everyone. There is a one time fee with NO monthly subscription.

$49 One-Time Fee

One-Time Fee