Eviction is when a tenant is legally removed from a rental property by the landlord. This usually happens when the tenant has been unable to pay rent or is habitually late in paying their dues.
Depending on the terms of the lease, a person may be evicted for other reasons as well. These include damaging the property or using it for illicit activities. In certain situations, conversion of the unit into a condo is also a just cause for an eviction.
State laws can vary but eviction typically comes with forewarning. Most areas require landlords to give an initial notice specifying the number of days tenants should leave rental units or clear up issues before the legal process can be pursued. For instance, a tenant might have a week to pay the rent in full before vacating the unit.
Often, it is advised to move out upon receiving the notice to avoid a court eviction altogether. This is to prevent it from showing on credit history, as long as any fees or rent due are paid. While the eviction itself won’t appear on the report, related information will. So, should a landlord obtain a judgment against a tenant, this will be placed under the public records section.
A judgment will damage credit score, making it harder to rent or even get a loan in the future. And like most other types of negative information, this will stay on the report for up to seven years. When the statute of limitations for unpaid judgments is over 7 years in a specific state, the information can be reported until the statute of limitations is up.